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Mint needs to reclaim its mojo

March 5 · Issue #72 · View online
Tearsheet Weekly Newsletter
Inside blockchain’s simmering war of semantics
R3 came under fire this week for saying the consortium didn’t really need blockchain. While the industry has been indifferent about terminology changes in the past, it may demand one now.
RBC gets machine learning with AI expert
TS interviews Richard Sutton, a noted artificial intelligence expert, on the work he’s doing with the Royal Bank of Canada. He’s already exploring how to better integrate machine learning into the bank’s work.
How Kasisto avoids financial chatbot fatigue
There’s an entire financial chatbot ecosystem emerging in the artificial intelligence space. Kasisto, “Siri for financial services,” gives consumers a conversational platform over which they can ask about their bank account activity. Here’s what else it’s working on.
Mint looks to reclaim its mojo
There are plenty of fresh PFM offerings nowadays
For a while, personal finance manager Mint was the best on the market because it was the only one on the market. Now, users are using other tools. For Mint to bring them back, it’s going to have to find ways to be relevant.
Chicago’s route to cardless transit payments
Anyone who’s ridden a public train or subway in the U.S. likely knows that transportation payments lag. Big time. Especially compared to retail. But here’s what one major city is doing to up its game.
Explainer: How neural networks are changing credit scores
Machine learning, when applied to an individual’s credit profile, can provide a more balanced assessment of creditworthiness. Now, credit bureaus are looking to get in on the machine-learning action.
Tradestreaming Deep Dive: Amazon and Capital One?
TS’s Tanaya Macheel wrote a contrarian piece on why a potential Amazon acquisition of Capital One may actually make sense. She joins us on the podcast for a deep dive into the story.
National Funding moved its contact center to the cloud to create a better customer experience
National Funding, one of the larger alternative lenders to SMBs in the U.S., didn’t set out to create a 100 percent digital experience. It recently moved its contact center to the cloud to create a better customer experience. It seems to be working.
Bitcoin corner
Winklevoss twins await imminent SEC decision on Bitcoin ETF Winklevoss twins await imminent SEC decision on Bitcoin ETF
Bitcoin’s “creator” races to patent technology with gambling tycoon
  • Ailbaba to raise stake in Indian payment and ecommerce leader Paytm by $177M (Economic Times)
  • Kensho’s AI-powered analytics platform closes on $50M (Forbes)
  • Online lender Upstart raises $32.5M to license tech to banks (TechCrunch)
  • U.K. challenger bank Monzo attracted $27.6M and core processing startup, Nymbus closes $16M round (American Banker)
What we're reading
  • Walmart updates app to ease money transfers  (American Banker)
  • Will the Enterprise Ethereum Alliance be the new R3 for banks? (Bank Innovation)
  • PayPal’s digital payments reign continues (CNET)
  • Monzo’s crowdfunding investor deck: Europe, US, and Asia expansion touted (Business Insider)
  • Citi launches API for treasurers (PYMNTS)
  • Simple’s new kind of shared bank account targets unmarried partners and roommates (TechCrunch)
  • JPMorgan marshals an army of developers to automate high finance (Bloomberg)
  • SEC wades in on robo-advisers (Business Insider)
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