Tearsheet Weekly Newsletter Compiled by Zack Miller (Founder, Tearsheet). Exploring how digital and technology are changing finance. 6176 subscribers 123 issues Subscribe to my list This thingy has to be empti pwieshh
#117 Jan 14, 2018 Chase is rolling out advice-driven ‘Express’ branches next month – It's 2018 and we're already seeing a continuation of some of last year's big themes. The bank branch
#115 Dec 31, 2017 6 bankers who left this year to lead startups – This week, we took stock of what 2017 signified for financial services before turning our eyes ahead
#114 Dec 24, 2017 What to expect from blockchain in 2018 – As the year ends and we reflect on what was, it's clear that the world has changed. From the daily gy
#110 Nov 26, 2017 With Acorns deal, PayPal turns into a bank – Final call for Tearsheet's Hot Topic: Mobile Payments shindig this week. We have a great slate of spe
#109 Nov 19, 2017 Goldman Sachs’ Marcus is winning the personal loans arms race – Remember when fintech wasn't really a thing? Nowadays, it feels like everything is fintech. Of course
#108 Nov 12, 2017 Why banks are sub-branding new customer offerings – Tearsheet's one-day deep dive exploring the successes, failures and opportunities in mobile payments
#107 Nov 5, 2017 Why Robinhood is launching a social network – Tearsheet’s one-day Hot Topic: Mobile Payments event is coming up in NYC on Nov. 30. To register and
#106 Oct 29, 2017 Uber is launching a credit card – The parties are finally over, keynotes wrapped up, and thousands of people in the financial industry
#105 Oct 22, 2017 Mastercard is testing instant payments at WeWork – Our next event, Tearsheet’s Hot Topic: Mobile Payments will discuss the successes, failures, opportun
#104 Oct 15, 2017 With mobile payments, banks need to learn from retailers – Banking analysts seemed genuinely impressed with this quarter's financial reporting season. Bank of A
#102 Oct 1, 2017 Goldman Sachs’ foray into consumer banking is getting aggressive – We held our inaugural Hot Topic: Bitcoin and Blockchain event in New York City last week. Executives
#101 Sep 24, 2017 How ageism issues affect the finance industry – Bags are packed, phones charge, and presentations loaded for Tearsheet's event this Monday, Hot Topic
#100 Sep 17, 2017 'Once you’re a pirate, serving in the navy is hard': Dan Kimerling's next move – Join us and senior execs from around the industry as we host our first event on Bitcoin and Blockchai
#99 Sep 10, 2017 How JPMorgan Chase became the industry’s conscience – Join us and senior execs from around the industry as we host our first event on Bitcoin and Blockchai
#98 Sep 3, 2017 Amazon is a threat to banks -- it's just not what you think – Labor Day weekend is here and I swear, I just saw a Deadhead sticker on a Cadillac go by. As the kids
#97 Aug 27, 2017 How Anand Sanwal brings love into finance data – September is right around the corner and in addition to our upcoming blockchain event, I'd expect the
#96 Aug 20, 2017 What you need to know about Chinese mobile payments – You can almost smell the end of August. And as the summer fades to our memory, there's a palpable exc
#95 Aug 13, 2017 Is Chase making a mobile payments push? – It's getting harder to avoid the rising wave of noise created by the cryptocurrency market -- so many
#94 Aug 6, 2017 Chinos or jeans? Wall Street's changing dress code – In last week's Q2 global fintech investment numbers, there were a record number of financing rounds w
#93 Jul 30, 2017 Cheatsheet: What to know about Amazon Pay – With more than $8 billion invested in fintech startups this year, we have some new unicorns being gro
#92 Jul 23, 2017 How banks are using customer data for personalized experiences – The real estate model of retail banking is definitely in flux. Wells Fargo, with its extensive branch
#91 Jul 16, 2017 Fintech companies are starting to act like banks – We see all the time what Zions Bank's Alex Jimenez calls 'innovation theater': Large financial instit
#90 Jul 9, 2017 Confessions of a finance PR – Whether it's another useless coin (for laughs, check out the soon-to-be-launched FOMO Coin) or bloate
#89 Jul 2, 2017 Is the "Bank of Amazon" really a threat? – Have we reached peak fintech apps? Fintech appocalypse? Maybe, maybe not, but with so many me-too app
#88 Jun 25, 2017 How JPM Chase's partnership with OnDeck is working out – About a year ago, JP Morgan signed a partnership with online lender, OnDeck, that hailed the imminent
#87 Jun 18, 2017 What banks really think about working with fintech – We were barely done examining Amazon's new debit card rewards program when the retail giant announced
#86 Jun 11, 2017 What professionals really speak about at fintech events – This week, we hosted the Tearsheet Money Conference in New York City. Nearly 400 professionals joined
#85 Jun 4, 2017 Banks should rethink diversity training – Tomorrow, we'll be hosting the Tearsheet Money Conference in New York City where digital execs from i
#84 May 28, 2017 Why millennials leave finance – We're pumped to host the Tearsheet Money Conference June 5 in New York City. We've got a great agenda
#83 May 21, 2017 WTF is digital identity? – I'm really excited for our upcoming Tearsheet Money Conference June 5 in New York City. We've got gre
#82 May 14, 2017 Chinese social payments apps enter U.S. market – For all the hype, challenger banks have challenges of their own and consolidation may be on the horiz
#81 May 7, 2017 How a Goldman Sachs brand is trying to erase debt stigma – Barclays chief Jes Staley had a tough few weeks. He's been reprimanded for trying to unmask a whistle
#80 Apr 30, 2017 Inside T. Rowe Price's Facebook Live strategy – What's so interesting in this fintech game is that you've got apps like Venmo that are super popular
#79 Apr 23, 2017 Are you too neurotic? Lenders now testing personalities – Financial incumbents continue to staff up their tech groups and senior fintech executives benefit fro
#78 Apr 16, 2017 Would you take a yoga class at your bank? – Facebook's announcement this week about new group payments capabilities in Messenger wasn't a surpris
#77 Apr 9, 2017 What JPMorgan is doing with that $9.5 billion tech spend – Jamie Dimon may be this generation's EF Hutton because when he talks, the fintech community listens.
#76 Apr 2, 2017 '99 percent of blockchain companies are overhyped' – Machines +1, Humans 0.BlackRock, standard-bearer of the financial industry, looks like it's joining t
#75 Mar 26, 2017 The definitive guide to fintech jargon – We are proud to announce a relaunch of our finance publication as Tearsheet. We’re renewing the focus
#68 Feb 5, 2017 Inside Chase's 10-person newsroom – While you were paying attention to whatever controversy was cooked up this past week, you may have mi
#67 Jan 29, 2017 Can fintech drive new auto lending? – With the first month of 2017 almost in the books, we're looking ahead to all the incumbent-fintech pa
#66 Jan 22, 2017 Why customers cheat on their primary banks – While the public focused on the U.S. administration change, a lot went down in fintech this past week
#65 Jan 15, 2017 What's going on with demand for banking apps? – As the new year kicked off in earnest, the fintech money spigot began to open a bit more. As they say
#64 Jan 8, 2017 What does a fintech data scientist really do? – Hope your vacay was nice and restful. Mine was, full of friends and family. Here's to good times in 2
#63 Dec 18, 2016 Fintech investment is back (at least this week) – It's been an exciting, if not exhausting, year. If 2015 was a year of dreams, 2016 was delivered with
#61 Dec 4, 2016 How Vanguard uses data to deepen client relationships – Happy December and welcome to the many new subscribers who've recently signed up for the Tearsheet, T
#59 Nov 20, 2016 Bizfi doubles down on SMB lending platform – This week we hosted the first Tradestreaming Money Conference at the InterContinental Barclay in New
#58 Nov 14, 2016 9 fintech CEOs share their best and worst parts of their jobs – This week's newsletter comes directly from the lobby of the InterContinental Barclay Hotel, as we pre
#57 Nov 6, 2016 Bank of America keeps it simple, chatbot-like – Tradestreaming announced the first cohort of winners of the Tradestreaming Awards, given to the most
#52 Oct 2, 2016 Why banks are getting into podcasting – Tradestreaming Money 2016 is for financial services professionals, by financial services professional
#51 Sep 25, 2016 Alipay worth more than Goldman Sachs? – If you think every PR about blockchain is over the top, wait until you get a load of the transformati
#45 Aug 14, 2016 49ers score big with mobile payment app – As the summer winds down, news flow is lightening up, with fewer announcements of new product launche
#42 Jul 24, 2016 Amazon's big move into financial services – It was a busy week in financeland with new product launches (MasterCard), partnerships inked (Visa-Pa
#40 Jul 10, 2016 Tradestreaming acquired by Digiday Media – I have some exciting news to share: Tradestreaming has been acquired by Digiday Media. Ask anyone in
#39 Jul 3, 2016 JPM launches fintech startup residency program – Citi brags how it's embracing fintech and JPM wants to bring startups in-house. A new report shows a
#36 Jun 12, 2016 Wall Street hits 'peak human' – I generally hear 2 things from our readers: 1) you most value the sheer volume of quality stories we
#35 Jun 5, 2016 sh*t Jamie Dimon says about fintech – It may be just me, but have you noticed Jamie Dimon upping the rhetoric on fintech lately? On podcast
#34 May 29, 2016 Alibaba now 3rd largest money market fund in the world – It took less than a month for Chinese ecommerce leader, Alibaba's money market fund to grow larger th
#33 May 22, 2016 how to sell financial products on Snapchat – LendingClub stock may not have bottomed but as a community, we're beginning to make sense of what's h
#32 May 15, 2016 WTF is going on at LendingClub? – Wowsers, it's been a nasty week for online finance. LendingClub's founder and CEO are out after some
#31 May 8, 2016 Fintech makes 60 Minutes, terrible work for online lending – Though fintech finally made it mainstream with a primetime(!) slot on 60 Minutes, this was the end of
#30 May 1, 2016 The 40 coolest people in UK fintech 2016 – Apple stock tanked this week when it reported the first year-over-year quarterly sales drop since 200
#29 Apr 24, 2016 FICO finished? Not by a long shot. – With all the talk about new firms creating FICO-free credit models, we took some time this week to lo
#28 Apr 17, 2016 is marketplace lending in trouble? Here's what we know. – Please help us help you – we’d like to learn more about you, so we can do even better with our covera
#27 Apr 10, 2016 ‘Slack Finance’: Will users bank with bots? – The Panama Papers story this week was the unveiling of the offshore financial system to the media. We
#26 Apr 3, 2016 Wall Street shedding jobs, technology fills void – Last year ended with record employment on Wall Street since the 2007-2008 crisis. But as Q1 2016 ends
#25 Mar 27, 2016 would you use Pay by Selfie technology? – Just wanted to thank you for reading Tradestreaming. Whether you're a recent subscriber or have been
#24 Mar 20, 2016 are you watching 'Billions'? your co-workers are – Connecting the dots this week in finance land and we see a few things happening: Goldman is making (a
#23 Mar 13, 2016 meet Forcerank, the FanDuel for stocks – Isn't it interesting how different people read the same data? We had 2 different perspectives on the
#22 Mar 6, 2016 stop treating millennials as a single marketing segment – This week, we look a little deeper into how some of the larger financial firms (MasterCard, UBS) are
#21 Feb 28, 2016 Oscar Health raises $400m from Fidelity – Institutional investors are quickly closing the spigot...but not before Fidelity (which wrote down ma
#20 Feb 21, 2016 How to build a $billion financial company (and then blow it up) – Zenefits is on my mind. Valued at tens of billions of dollars, at one point, the 2 year old insurance
#19 Feb 14, 2016 how financial services firms should speak 'Millennial' – Financial institutions, both old and new, are getting serious about targeting millennials. The larges
#18 Feb 7, 2016 Why the top fintech investor only invests in B2C companies – We're living in the matrix: markets are telling us we're in the early stage of an earnings recession.
#17 Jan 31, 2016 why finance pros should care about bitcoin + how top financial firms target millennials – More money, more deals, more partnerships, more platformization (that word courtesy of analyst Ron Sh
#16 Jan 24, 2016 Nearly $3 billion invested in financial technology this week – Did someone say snow? Hope you're safe and warm -- there's a ton of news about the business of financ
#15 Jan 17, 2016 Invesco buys Jemstep + Vanguard's $10B robo offering + Taulia scores nearly $50m – 2016 may have rankled public market investors but so far, money continues to stream in to our space.
#14 Jan 10, 2016 CommonBond raises over $600m + Schwab's robo tops year at over $5 billion – With all the activity in the financial industry, we've honed the headlines in this week's newsletter
#13 Jan 3, 2016 Most important fintech stories of 2015 + inside view of JPMorgan's deal with OnDeck – I wanted to say thanks to our readers and listeners. You’ve helped turn Tradestreaming into a real re
#12 Dec 27, 2015 Fintech in 2016 + Gusto snags $30 million + why millennials aren't banking at your branch – This week's newsletter is going to be brief. News flow was slow as everyone is gearing up for a produ
#11 Dec 20, 2015 Pave raises $300M + SEC approves cryptosecurities + big M&A in payments – Some M&A this week, some notable investment rounds -- more than anything, we're seeing more debt
#10 Dec 13, 2015 More huge fintech funding rounds + Walmart getting into the payments game – Though we're closing in on the end of the year, fintech activity isn't slowing down. From M&A (sm
#9 Dec 6, 2015 Western Union hearts WeChat + list of top 100 fintech influencers – The fintech narrative continues to be about the collaboration between upstarts and the large incumben
#8 Nov 29, 2015 how to build a fintech data business + IPO stock as customer loyalty program + list of top European fintech accelerators – In a short Thanksgiving week, there was actually a lot going on in fintech. There were a couple of no
#7 Nov 22, 2015 Fidelity drops Betterment partnership + the behind-the-scenes company enabling banks to compete in online lending – There was a lot of talk this past week of the Uberization of finance. Whether it's happening or not,
#6 Nov 15, 2015 seriously, gift cards for stocks? + Asian funds fintech focus + Apple serious about payments – Will computers win in the investing game? Or, will humans win out, given the fact that we created the
#5 Nov 8, 2015 fintech startups, get out of the way -- the big boys want to taste your lunch – Fintech startups are beginning to look over their shoulders and really, it was just a matter of time.
#4 Nov 1, 2015 crowdfunding now legal (?!) + fresh fintech reports out of Money 2020, Stocktoberfest, more – Wow, what a week. Money2020 has turned into a must-attend fintech event. Equity crowdfunding rules we
#3 Oct 25, 2015 the future of banks + more money for fintech startups – This week, finance's who's who soiréed at the Economist's Buttonwood Gathering. The one question that
#2 Oct 18, 2015 money flows like water to fintech startups + stock gift cards?! + Google's sneaky plans in fintech – Wow, the amount of money rolling in for both new and newer fintech firms is staggering. While new sta
#1 Oct 12, 2015 Tradestreaming Newsletter is back! – Hi! It's been awhile (months, at least) since you heard from me after signing up to one of my various
