Humanizing healthcare ? 🔎 Techstars Insurtech Digest - Issue #80 is out. AXA Future Risks Report, insurtech partnership with Neobanks and more

Building software has gotten insanely cheaper and faster. The infrastructure provided by the cloud or IaaS vendors has evened the technical ground for builders. A flourish of no-code tools have shortened the prototyping cycle down from weeks to days. As the barrier to entry lowers and the world becomes more product-led, what sets apart companies in the long run?

The consumerization of enterprise is pushing more B2B organizations to imitate their consumer counterparts. As the distribution model tilts towards product-led, for the first time the user journey defines not just how the B2B product is being used, but how it’s bought and distributed.

This edition takes on a special meaning as our society gradually emerge from a crisis that revealed the vulnerability of our societies to unexpected risks. In this context, the Future Risks Report perfectly illustrates our mission as an insurer: to protect against the risks of today while driving resilience to future threats. The report finds that the main risks in the next five to ten years will relate to climate change, cyber security risks and pandemics and infectious diseases.

Coalition offers businesses cybersecurity tools and insurance to help manage and mitigate cyber risk to more than 50,000 customers, doubling its customer base in the past year. It’s also seen a gross written premium run-rate of more than $325 million — an 800% increase over the previous year — because, the company tells TechCrunch, its tech-first approach to insurance underwriting is proving to be a more successful model of risk management. The company said its policyholders experience less than one-third the claim frequency compared to other cyber insurance carriers.