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Reader note: MortgageLogic.news is a financial publication. To avoid conflicts and compensation bias, our team does not broker, sell or arrange mortgages or other financial products. Nor do we refer people to financial services providers or earn fees or indirect compensation for doing so. All information provided is intended to be objective general financial information only and should not be considered personal mortgage, investment or financial advice. If you act on any provided information, kindly understand that you do so at your own risk. You should first contact an appropriate financial professional to confirm that a financial decision is suitable for you. Past performance, future forecasts and opinions expressed here may not be indicative of future results and acting on such information may result in financial loss. Subscriptions include up to three private direct messages per month. Subscriptions are plus HST and auto-renew until cancelled. Our services are not offered in all jurisdictions. Void where prohibited. Additional terms of service apply. For questions, email us anytime at firstname.lastname@example.org. Thank you for your support.