Let’s go virtual. I’ve been working with Capital One at SXSW and yesterday I hosted a fascinating panel on the future of online credit card purchases. Capital One already has a mobile-based chatbot service called ENO, but now, under that brand, they’re adding Virtual Credit Card Numbers. Put simply, the system uses a browser plug-in to generate unique credit card numbers for each retailer. Now, if that retailer suffers a breach, only that number is impacted and you can use the system to shut that one number down. More details on the feature and a photo of my panel after the link.