If the tech is going to take all of society anywhere, it will be a combination of emergent thinking, disruption, and downsides like fertility rate reduction and job loss from technology. This will include the financial sector. As fertility rates drop, births decline, leading to a future in which social security is no longer viable because not enough people are paying into the system to pay for the present retirees. We are quite literally at risk of a future we can’t afford.
But at the same time, new industries will arise, opening up new pathways and opportunities for innovation. As I’ve mentioned previously, even if Bitcoin and the current generation of alts are destroyed or diminished, other cryptocurrencies will arise, and blockchain technology is clearly not going away any time soon.
Hope remains for cryptocurrency’s continuing slow infection and takeover of traditional monetary power structures. But the end result may look very, very different than we can envision from here, with fewer people, less stratification between the middle and lower classes, and an upper class that has to play more closely to the rules the rest of us must live by.