Those words hold true with Wise Bread’s favorite cashback bonus card. Their credit card expert says: “It’s the highest paying cashback card and best deal I have seen in years.” If you spend $1,000 in the first 90 days, you’ll get yourself a quick $200 bonus. You’ll probably spend that much on coffee alone in three months. BUT WAIT THERE’S MORE! Up to 3% cashback on online shopping, dining, travel, gas, home improvements, or drug stores. PLUS, 0% interest for 15 months AND no annual fee. Big cashback rewards are waiting.