This week, I kicked off my Year End Review, inspired by a structure created by my friend Anne-Laure at Ness Labs (access here). I stopped publishing end of year lessons learned articles in 2018. I wanted to share two of the many lessons I’ve captured.

1. It’s a game of inches. So invest consistently over a duration of 10-15 years with the same strategy.

2. Time in the market beats timing the markets. S&P500 index funds average a return of 7% a year on a 15 year duration. This outperforms 95% of fund managers + their team of researchers 😅

3. If you do want to invest in single stocks or funds. Allocate no more than 15% of your portfolio as its a higher risk strategy and still think long term in your allocation rather than lump sum investing.

Relativity and travelling are correlated. Reading is a form of travelling as valuable as boarding a plane.

Have a very Merry Christmas and Happy New Year.

See you back on Monday 11th January 2021. 💫